Financial Planning for Women
in Tech with Equity Compensation
Strategic guidance for professionals navigating RSUs, ESPPs, and stock options.
As featured in
About Maria Castillo Dominguez, CFP®, EA
Simplifying Equity Compensation. Elevating Financial Confidence.
Equity compensation can create real wealth. It can also create confusion, tax surprises, and concentrated risk if not managed strategically.
I work with women in technology who are navigating RSUs, ESPPs, stock options, bonuses, and high levels of income. Many of my clients are leaders, engineers, sales executives, product managers, and executives whose compensation is more complex than a paycheck.
Vesting schedules, blackout windows, tax withholding gaps, and concentrated stock positions require more than basic investment advice. They require coordination across cash flow, tax planning, diversification strategy, and long-term financial goals.
My role is to help you understand what you have, what it means, and how to turn it into lasting wealth.
Because high income does not automatically create financial clarity. Strategy does.
Financial Planning That Reflects Your Career and Life
Your finances involve more than just investments. They are about choice, flexibility, and peace of mind. My financial planning process is designed for women in demanding careers with evolving priorities.
Together, we create a plan that includes:
1
Equity Compensation Planning
RSUs, ESPPs, stock options, and performance grants can represent a significant portion of your net
worth. Yet most professionals are left to interpret them alone.
I help you design a strategy around vesting schedules, tax withholding gaps, diversification timing, and
long-term wealth goals. Together, we determine when to hold, when to sell, and how each decision
impacts your broader financial plan.
2
Integrated Tax and Cash Flow Planning
High income in technology often means irregular compensation, bonuses, and equity events that can
create unexpected tax exposure.
We proactively coordinate your cash flow, tax payments, retirement contributions, charitable planning,
and long-term tax strategy. The goal is clarity throughout the year, not surprises in April.
3
Long-Term Wealth Design
Beyond compensation events, you need a disciplined investment strategy aligned with your values and
goals.
I design diversified portfolios, evaluate concentrated stock risk, align savings with future flexibility, and
create a structure that supports career transitions, family planning, or early financial independence.
The goal is not just managing assets, but building a life supported by financial strength.
Transparent, Fiduciary Financial Planning
Trust is vital, especially when it comes to your finances. Valoria Wealth Management operates as a fiduciary, ethically committed to acting in
your best interest. My financial planning services are fee-only, without commissions or product incentives.
Clients appreciate my:
Judgment-free environment
Clear explanations, free of jargon
Transparent fees and expectations
Long-term partnership approach
I believe working with a financial planner should feel collaborative and empowering, not intimidating or sales-driven.
Nationwide Support With a Technology Focused Perspective
I work with clients nationwide who want a financial plannerfamiliar with the tech industry and equity compensation. From early-career
professionals to senior leaders, I tailor my guidance to your specific compensation structure and goals.
Whether managing stock grants, preparing for liquidity events, or seeking financial clarity, Valoria Wealth Management provides thoughtful, personalized financial planning backed by experience and integrity.
If you are looking for a financial planner who listens, explains, and advocates for you, I am here to help you move forward with confidence.
What Clients Are Saying
Women in tech trust Maria to turn complex equity compensation into a clear, confident financial plan. Here is what a few of them have to say.
“Maria has truly mastered the complexities of equity compensation and stands out as a leader in this space. If you have RSUs, ISOs, NQSOs, or any form of equity comp, don’t try to navigate it alone—Maria is the person to call.”
Claire Thornton
Verified Google review
“Hiring Maria was the absolute best decision I made last year. She immediately set out a plan for my complicated situation and has found numerous optimizations I had no idea about. I trust her 100% as my long-term manager.”
Susan Davies
Verified Google review
“From day one she took the time to understand what actually matters to me, not just the numbers. I always know exactly what’s happening with my money and why. If you want an advisor who genuinely has your best interests at heart, Maria is the real deal.”
Marcella Clark
Verified Google review